VISCHARI SOLUTIONS  ×  BNI
BNI ASKS & MEMBER DIRECTORY  ·  01 / 22

A referral engine for the room, and the 167 hours after it

Prepared for
BNI Regional Leadership
A chapter platform where members post exactly who they need, any member can offer the connection, and finding the right professional takes one plain-English sentence instead of a scan down a category list.
✓ One-tap asks, claimed by any member
✓ Plain-English member search
✓ Multi-chapter from day one
✓ Passwordless sign-in, passkeys
✓ Works offline in the meeting room
✓ DPDP and GDPR posture built in
Prepared by Vischari Solutions LLP
Kochi
August 2026
Version 1.0
22 Slides
~25 minute walkthrough
VISCHARI SOLUTIONS  ×  BNI
BNI ASKS & MEMBER DIRECTORY  · 

Two things leak value every week

Where referrals are lost

Observed in chapter practice
Leak 01
The ask evaporates

A member names who they need in their 60-second slot. Three people nod. By Tuesday nobody remembers the company name, and there is no record that the ask was ever made.

Leak 02
The category is the wrong index

A member needs help with a GST notice. The chapter files that under "Tax Advisor". Unless they already know the label, they scroll a list of 36 categories, give up, and ask outside the chapter.

Both leaks have the same root cause. The chapter's knowledge lives in people's memory and in a category taxonomy that only the coordinator has fully internalised. Neither is searchable at the moment a member actually needs it.
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Two halves of one platform

Capability map

Both halves live today
🙋
Asks
Push · I need someone

A member posts precisely who they want to reach. Every member sees it. Anyone can offer the connection. A 7-day clock keeps it honest, then it archives — still searchable forever.

🔍
Member Directory
Pull · Who do we have

A member describes the problem in their own words. The platform resolves it to the chapter's business categories and ranks the members who fit, with call and email one tap away.

CapabilityAsksDirectory
Plain-English searchKeywordNatural language
Visible to visitorsYes, read-onlyNo — members only
Works offlineYesOnline only
Permanent recordArchive, searchableLive roster
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BNI Miracles is the working proof

Pilot chapter · Miracles

Live platform
Members
37
full roster onboarded
Categories
36
one seat each
Claim window
7d
configurable per chapter
Auto-archive
60d
unclaimed safety net
Shipped and in use
CapabilityStatusNote
Email OTP sign-inLiveNo passwords anywhere in the product
Passkeys — Face ID / fingerprintLiveSecond visit onward is one tap
Offline feed and claimsLiveQueues actions, syncs on reconnect
Multi-chapter routingLiveSlug-per-chapter, one deployment
DPDP / GDPR data rightsLiveMember self-service
Plain-English directory searchNewThe subject of slides 10 to 12

Roster and configuration figures are from the live pilot. Ask and referral volumes are deliberately not shown here — we will present those from live data at the review, rather than estimate them.

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No passwords, ever

Sign in

bni-asks.app / miracles-asks
First visit
Email address
anjali@ledgerline.in
Send me a code
Then
4
9
2
7
1
5

Six-digit code, valid 10 minutes. Rate limited per address.

Every visit after
🔐
Sign in with Face ID
anjali@ledgerline.in
Use Face ID

A passkey is registered to the member's device on first sign-in. From then on, entry is biometric — no code, no email round trip.

Why it matters for a regional rollout. There is no password to reset, so there is no password support burden on chapter coordinators — the single largest source of admin load in member-facing tools.
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The chapter's open asks, in one feed

BNI Miracles Asks

Directory · Coordinator · Online
Search asks…
Rajesh Iyer
Head of Procurement
Marina Hotels Group
Corporate Gifting

They are shortlisting a gifting vendor for Diwali. Warm intro to Rajesh would help.

Posted by Meera Raghavan · 2 days ago
2 offers (1 similar): Arun Chandrasekhar, Nikhil Raghunath
I can connect
I know someone similar
Dr. Latha Vaidyanathan
Medical Director
Sunrise Multispeciality
Deep Cleaning

Annual facility deep-clean contract goes out for quotes this month.

Posted by Vivek Balakrishnan · 5 hours ago
No one has offered yet.
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Posting an ask takes under a minute

New ask

Members and coordinators only
Who do you want to reach? *
Rajesh Iyer
Their designation
Head of Procurement
Company *
Marina Hotels Group
Category *
Corporate Gifting ▾
Why / context
They are shortlisting a gifting vendor for Diwali. Warm intro to Rajesh would help.
Coordinator extra. A coordinator can post on behalf of a member who is travelling. The ask is still attributed to the member, with the coordinator recorded as the poster.
Post ask

Category suggestions are drawn from what the chapter already uses, so the taxonomy stays consistent instead of fragmenting into near-duplicates.

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The rules that stop asks going stale

Ask lifecycle

Enforced by the platform, not by memory
📝
Posted
Open to all
🤝
First claim
Clock starts
👥
More claims
Clock unchanged
Day 7
Auto-archive
🗄
Archived
Still searchable
RuleBehaviourWhy
Multiple claims allowedAny number of members can offerThe asker picks the best route, not the fastest tapper
Timer starts on first claim7 days, configurable per chapterCreates urgency without punishing a slow week
Later claims do not extendClock is fixed at first claimStops an ask living indefinitely on trickle interest
Unclaimed asks expireAuto-archived at 60 daysSafety net for members who leave the chapter
Asker can close earlyAny time, one tapThe ask is satisfied — no reason to keep it open
Coordinator can close anyChapter admin overrideHousekeeping without escalating to support
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Nothing the chapter asked for is ever lost

Archive

Full-text search across every past ask
hotel procurement
TargetCompanyCategoryAsked byOutcome
Rajesh IyerMarina Hotels GroupCorporate GiftingMeera RaghavanConnected
Sunil BhaskarHarbour View HotelsHome FurnishingArun ChandrasekharConnected
Priya NambiarCoastal HospitalityDeep CleaningVivek BalakrishnanExpired
Ganesh WarrierMarina Hotels GroupCCTVNikhil RaghunathConnected
This is the compounding asset. After a year, a chapter can answer "have we tried to reach anyone at Marina Hotels before, and who offered?" — a question no chapter can answer today.
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Describe the problem. Get the right member.

Member Directory

BNI Miracles · Online
my office wiring keeps tripping
Matched Electrical Contractor Electrical Equipment
NR
Nikhil Raghunath
Managing Director
Voltcraft Electricals
Electrical Contractor
Call
Email
SP
Sneha Pillai
Director
Switchgear Supply Co
Electrical Equipment
Call
Email
The member never typed a category name. The words "wiring" and "tripping" do not appear anywhere in this chapter's data.
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How the plain-English step works

Search pipeline

Language model interprets · BNI's server decides
1
The member types a sentence
"my office wiring keeps tripping"
2
The language model resolves it to categories
It receives two things only: the sentence, and the chapter's list of business category labels. It returns the labels that fit, ranked.
→ Electrical Contractor, Electrical Equipment
3
BNI's own server ranks the members
Matching people to categories, and scoring names, companies, roles, emails and phones, happens entirely inside the BNI deployment. The model is never involved in this step.
Validated, not trusted

Any category the model returns that the chapter does not actually use is discarded before it can affect results.

Degrades, never fails

If the model is slow or unreachable, the directory falls back to keyword search. The page always loads.

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No member's details ever reach the language model

Data boundary

Enforced in code and in the test suite
Leaves the server
• The sentence the member typed
• The chapter's category labels — "Dentist", "Electrical Contractor", "Mutual Funds"

Generic trade names. Deduplicated, so the count of members behind a category is not exposed either.

Never leaves the server
• Names
• Email addresses
• Phone numbers
• Company names
• Designations
• Any link between a category and a person
ControlHow it is guaranteed
Single egress pointOne class in the codebase is permitted to call the model. Nothing else can.
Automated privacy testA test inspects the outgoing request and fails the build if any member name, email, phone or company appears in it.
No training on BNI dataInference-only API. Category labels carry no personal data even if retained.
Feature is switchableRemove one key and the directory reverts to keyword search. No redeployment.
Why this matters for a regional licence. Adopting AI features usually means a new data-processing agreement and a privacy-notice update covering member personal data, under both the DPDP Act and GDPR. Here, because only generic category labels cross the boundary, that exposure does not arise.
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Four roles, scoped per chapter

Permissions matrix

Role is per chapter, not per person
RoleView asksPost askOffer connectDirectoryChapter toolsCreate chapters
Visitor
Member
Coordinator
Regional admin
Visitors are guests, deliberately

A visitor can see open asks and offer a connection — that is how a good visitor earns their seat. They cannot post asks, and they cannot open the directory, because it carries every member's phone and email.

One person, several chapters

The same individual can be a coordinator in one chapter and a visitor in another. Roles attach to the membership, not to the person, so cross-chapter visiting needs no second account.

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One platform, every chapter

Chapter administration

Regional admin view
ChapterURLMembersStatus
Miracles/miracles-asks37Live
Skyline/skyline-asks41Live
Harbour/harbour-asks28Onboarding
Summit/summit-asksInvited
🏷
Own identity

Each chapter gets its own URL and branding. Members see "BNI Skyline Asks", not a generic tool.

🔒
Own data

Asks, rosters and directories are isolated per chapter. No chapter sees another's members.

Own settings

Claim window and archive rules are configurable per chapter without a separate build.

Onboarding a chapter is an administrative act, not a project. A regional admin creates the chapter, imports the roster from a spreadsheet, and appoints a coordinator. There is no new deployment and no per-chapter code.
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Tools that reduce the coordinator's week

Coordinator menu

BNI Miracles
👥
Member Management
Add, edit, deactivate
🎟
Visitor Management
Self-registration queue
📈
Reports
Chapter activity
💬
WhatsApp Copy
Paste-ready summary
Members · 37
NameCategoryCompanyRoleStatus
Anjali SreedharanAccounting ServicesLedgerline AdvisorsCoordinatorActive
Nikhil RaghunathElectrical ContractorVoltcraft ElectricalsMemberActive
Priya SureshPsychologistMindwell ClinicMemberActive
Fathima RasheedTravelYathra HolidaysMemberNot verified
WhatsApp Copy generates a paste-ready summary of the week's open asks, because that is where chapters actually talk. The platform meets the habit instead of fighting it.
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Chapter health, visible to leadership

Chapter activity

Illustrative shape · live data at review
Open asks
14
this week
Offers made
31
2.2 per ask
Claimed
79%
within 7 days
Participation
68%
members active
Asks posted · last 12 weeks
Ask outcomes

Figures above illustrate the report format. Actual pilot numbers will be presented from live data rather than estimated in a deck.

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Built for a phone, in a room with bad wifi

Member view · phone

Installable · works offline
Member Directory
Offline
Who do you need?
You're offline. Search needs a connection.
Cached asks
Rajesh Iyer
Marina Hotels Group
I can connect
Queued — will sync
📱
Installs like an app

Added to the home screen. No app store, no review cycle, no separate builds.

📡
Offers work offline

Claims made on weak venue wifi are queued and sent the moment signal returns.

🔔
Push notifications

The asker is told the moment someone offers to make the connection.

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Built against DPDP and GDPR together

Obligation mapping

DPDP Act 2023 · EU GDPR
Primary law
DPDP Act, 2023 (India)

Applies to every Indian chapter. BNI is the Data Fiduciary, Vischari the Data Processor, members are Data Principals.

Where it applies
EU GDPR

Engages only where a chapter holds data of members or ask targets in the EU or EEA. Designing to the stricter of the two costs nothing extra.

ObligationDPDPGDPRIn the productStatus
Notice at collectionS.5Art 13Versioned privacy notice, acknowledgement recorded per memberLive
Access / summary of dataS.11Art 15Member downloads a full copy of their own data, unassistedLive
CorrectionS.12Art 16Member edits their own profile; coordinator edits are loggedLive
ErasureS.12Art 17Self-service account erasure; ask history anonymised, not orphanedLive
PortabilityArt 20Export in open, machine-readable formatLive
AccountabilityS.8(1)Art 5(2)Audit log of who changed which member record, and whenLive
Data minimisationS.6(1)Art 5(1)(c)Only query and generic category labels reach the AI; enforced by testLive
Storage limitationS.8(7)Art 5(1)(e)Sign-in codes, dead devices, stale credentials purge on scheduleLive
Security safeguardsS.8(5)Art 32Passwordless auth, passkeys, encrypted transport, scoped accessLive
Third-party redactionS.8(3)Art 17Coordinator redacts an ask target's details on requestLive
NominationS.14Member nominates someone to exercise rights on death or incapacityTo build
Breach notificationS.8(6)Art 33/34Runbook and notification templates; needs BNI's reporting chainTo agree

Two items are honestly marked open. Nomination is DPDP-specific and has no GDPR equivalent, so it was not in the pilot scope. Breach notification needs BNI's internal reporting chain before the runbook can be finalised. Both are small and sit in Phase 01.

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Consent, accountability and data residency

Governance model

Who holds which duty
🏛
BNI — Data Fiduciary

Decides purpose and means. Publishes the grievance officer contact. Answers to the Data Protection Board.

⚙️
Vischari — Processor

Operates the platform under written instruction only. No independent use of member data. No sub-processor without approval.

👤
Member — Data Principal

Exercises access, correction, erasure and grievance rights from inside the app, without going through a coordinator.

PointPosition
Lawful basisMember consent at profile setup, plus legitimate use for chapter administration. Consent notice is itemised and versioned.
WithdrawalAs easy as giving it — self-service erasure in the app, no email request, no coordinator gatekeeping.
Ask targets (third parties)An ask names someone who is not a member. Notes are minimised to business context, and a coordinator can redact on request. This is the sharpest privacy edge in the product and is treated as such.
Children's dataOut of scope. Members are adult business owners; the platform collects no data on under-18s, so DPDP S.9 parental-consent duties are not engaged.
Cross-border transferMember data is hosted in BNI's chosen region. The AI call is the only outbound flow, and it carries no personal data — so DPDP S.16 restricted-territory exposure does not arise on that path.
Significant Data FiduciaryUnlikely at chapter or regional volume. Must be reassessed before national rollout, since SDF status adds a DPO in India, independent audit and DPIA duties.
RetentionActive while the membership is active. Credentials and sign-in artefacts purge on schedule. Ask archive is retained as chapter record, anonymised on member erasure.
A note on honesty. The DPDP Rules are phasing in, and we are not BNI's counsel. This slide states what the platform does and where the duty sits. A formal gap review with BNI's legal team is Phase 01 work, not a claim we make for them.
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Items for BNI to confirm

Open items

Approximately ninety minutes, 10 items
  1. Licence level — region first, or straight to national? This sets the rollout sequence and the commercial structure.
  2. Data Fiduciary entity and residency — which BNI entity is the Data Fiduciary under the DPDP Act, and in which region must member data reside.
  3. Breach notification chain — who notifies the Data Protection Board and affected members, and what internal SLA sits above the statutory duty.
  4. Significant Data Fiduciary assessment — unlikely at regional volume, but must be settled before national scale, since it adds a DPO in India, independent audit and DPIA obligations.
  5. Directory visibility — we currently show member email and phone to members, and hide the directory from visitors. Confirm both.
  6. Category taxonomy ownership — does BNI supply a standard category list per region, or does each chapter keep its own labels?
  7. Cross-chapter search — should a member be able to search a neighbouring chapter’s directory, or is the chapter boundary absolute?
  8. Claim window default — 7 days is the pilot setting. Confirm as the regional default, or set per chapter.
  9. AI feature opt-in — is plain-English search on by default for every chapter, or enabled per chapter by the coordinator?
  10. Support model — who is first line for a member who cannot sign in: the chapter coordinator, BNI regional office, or Vischari?
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From pilot to regional platform

Rollout sequence

Sequential, not date-stamped
Phase 01
Licence and sign-off
BNI confirms the eight items on the previous slide. Licence and processing agreement executed.
Phase 02
Three-chapter cohort
Miracles plus two chapters. Roster import, coordinator training, one full ask cycle each.
Phase 03
Regional rollout
Remaining chapters onboarded in waves. Regional dashboard across chapters goes live.
Phase 04
National readiness
Standard taxonomy, regional admin hierarchy, and a support model sized for national scale.
Phase 02 is the one that matters. A three-chapter cohort proves the onboarding process works without Vischari in the room. Everything after that is repetition of a known procedure.
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Sign-off

Workflow and scope approval

By signing below, the undersigned confirm that the workflow described in this walkthrough is a true representation of the process to be supported, and that the proposed roles, permissions, data boundary, dashboards and rollout sequence are acceptable as the basis for a regional licence.

For BNI
 
Name
 
Designation
 
Date
For Vischari Solutions LLP
 
Name
 
Designation
 
Date